Employer health benefits, read by machines, checked by people
doccompare reads benefit documents, turns each plan into one sealed description, prices its actuarial value with an engine that reproduces the federal calculator bit for bit, and shows its work on every number.
A real plan, a real engine, three changes
This is the what-if page our own staff use. The sample plan is a high-deductible design from a 2026 benefit summary: a $4,000 deductible, $7,000 out-of-pocket maximum, 20 percent coinsurance. Press the chips in any order; every value is the engine's own output.
the plan as filed; press a chip.
engine avengine 0.3.0, x87 arithmetic, CMS 2026 continuance tables. All eight combinations of the three chips were priced by the engine for this page; nothing is interpolated.
Four independent readers extract every benefit from the document. Where they disagree, a person decides, and the decision is kept with its evidence. Nothing is allowed to disappear silently.
You get: every difference between two documents, each with the page and line that proves it.
Change a copay or a deductible and watch the actuarial value and tier move as you type. Pin variants side by side. Export any of them as a sealed plan block or a design file the client can open.
You get: a priced design in seconds, with the sealed block that any later step can re-read.
Members ask plain questions about their own plan and get answers drawn only from the validated record, with the line of the document that says so. English and Spanish.
You get: fewer calls to HR, and every answer traceable to the plan as filed.
A product that prices health plans should say where it stops. These are the edges, printed on the page, not in a footnote.
We will read it and show you every line we used.